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Florida Home Loan

Florida Home Loan Options Are Flexible with FHA

Florida home loan services are available with the best mortgage rates on FHA loans up to $625,500. FHA Home Loan Services provides first time homebuyer loans in Florida communities that expand home ownership across the state. Florida home mortgage rates have helped many of the regions rebound because there are significant incentives for Florida home buying. Low rate mortgage refinancing won’t be available forever, so talk to a Florida mortgage lender about refinance guidelines and how they apply to your situation.

Qualify for a New Home Loan with Low Florida Mortgage Rates

FHA Home Refinance
FHA Streamline
Cash Out Loans with FHA
First Time Homebuyer FHA Loans

Government Insured Low Rates
We are an FHA Approved Florida Lender offering the best mortgage rates in the state.

Mortgage Resources
Bad Credit Debt Consolidation
Mortgage Refinance


Florida is the one state that shares both the Gulf and Atlantic oceans. Florida continues to be one of the top tourist states because of the tropical weather and sunshine. Florida home loan applications continue to rise for both primary residences and second homes. The retirement community in Florida is strong and the wealth continues to grow.

Florida Cities ranked by population

  1. Jacksonville 807,815
  2. Miami 413,201
  3. Tampa 340,882
  4. St. Petersburg 245,314
  5. Orlando 230,519
  6. Hialeah 210,542
  7. Fort Lauderdale 183,126
  8. Tallahassee 171,922
  9. Cape Coral 156,835
  10. Port St. Lucie 154,353

Florida Mortgage Rates are Fixed with FHA

Buying a home in Florida with an FHA loan makes financial sense because home prices are low and Florida interest rates are the lowest they have been in decades. Another benefit of financing with FHA is that if the interest rates drop, you can take out a FHA streamline refinance with no appraisal required in some cases.


15-Year FHA Rates | 30-Year FHA Rates | 5-Year ARM Rates
All FHA mortgage products are provided by FHA Home Loan Services, which may arrange loans with third party providers. FHA Home Loan Services is national mortgage lender. Not everyone will qualify for a government insured mortgage. FHA Home Loan Services cannot guarantee all loans will be made or whether all loan applications will be approved by the investing bank.
This is not a commitment for a FHA house loan or an advertisement for credit as defined by paragraph 226.24 of regulation Z.
©2008 FHA Home Loan Services - All Rights Reserved - Disclaimers