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FHA Refinance

Borrowers across the country have migrated to FHA refinance loans, because these government loans ensure low fixed rates and do not require as much equity as conventional loans. FHA Home Loan Services offers FHA refinance options for a range of credit profiles. FHA refinancing is a good fit for borrowers with less than perfect credit, as well as prime credit applicants in search of an affordable fixed rate mortgage. Borrowers can get cash out with the 203B FHA refinance loan or reduce their interest with the FHA streamline refinance option.

For millions of Americans, refinancing with FHA enables them to secure a low mortgage rate and lower monthly payment that is fixed for life. FHA refinancing is a major financial decision that impacts how much interest you will pay for the life of a loan, so the better the interest rate…the more money you will save. HUD introduced FHA many years ago to ensure that more Americans were given equal credit opportunity with fair lending policies. Today, FHA continues to play a tremendous role in supporting home financing during a time of credit crunches.

Choose Type of Loan

FHA Refinance loans offer a new opportunity for borrowers with less than perfect credit to qualify for a fixed rate FHA mortgage!
FHA Loan Requirements
FHA Loan Rates
FHA Home Refinance
FHA Streamline
Refinance Mortgages
Cash Out Loans with FHA
Pre-Approval Mortgage

Popular States for FHA
California Home Loan
Florida Home Loans
North Carolina Home Loan


FHA Refinance Rates dropped to record levels in 2010, but with inflation concerns, most industry insiders are predicted that the Federal Reserve will raise interest rates sooner rather than later. Refinance today and benefit from a fixed interest rate guaranteed for fifteen to thirty years.  Review the FHA refinance guidelines, requirements, and FHA refinancing options below based on which loan meets your needs. There are several types of refinance loans offered with FHA.

Lock into a Low Rate FHA Refinance

FHA Refinance Types

  • FHA Streamline Refinance
  • FHA Cash Out
  • FHA 203k for Home Improvements


15-Year FHA Rates | 30-Year FHA Rates | 5-Year ARM Rates
All FHA mortgage products are provided by FHA Home Loan Services, which may arrange loans with third party providers. FHA Home Loan Services is national mortgage lender. Not everyone will qualify for a government insured mortgage. FHA Home Loan Services cannot guarantee all loans will be made or whether all loan applications will be approved by the investing bank.
This is not a commitment for a FHA house loan or an advertisement for credit as defined by paragraph 226.24 of regulation Z.
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