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FHA Mortgage Rates

FHA Home Mortgage Rates are Low!

FHA mortgage rates have dropped below conforming interest rates when buying or refinancing a home. FHA refinancing used to approve cash out transactions up to ninety five percent loan to value. Last year, HUD lowered the maximum LTV to 85%, so if you have only 15% equity left in your home, this is the only option to refinance and get quick access to money. If you have little equity FHA is one of the most popular options to refinance into because they only require 3.5% equity if you are just looking for a lower mortgage rate with no money back.

FHLS provides competitive cash out loans to borrowers with all ranges of credit scores. Borrowers with good or bad credit may qualify for cash out refinancing if compensating factors can be documented to the underwriter.

Choose Type of Loan

FHA Streamline
Cash Out Loans with FHA

Low FHA Rates Reduce Interest! Apply Now and get a fixed rate guarantee for thirty years.

FHA Home Purchase Loans
First Time Homebuyer FHA Loans
Teacher Next Door Loans
CHFA Loans
FHA Streamline Refinance


Interest rates are forecasted to rise in 2013 and 2014, so new home buyers are recommended to lock into a thirty year fixed FHA loan, because of the volatility of the variable rate mortgages.


15-Year FHA Rates | 30-Year FHA Rates | 5-Year ARM Rates
All FHA mortgage products are provided by FHA Home Loan Services, which may arrange loans with third party providers. FHA Home Loan Services is national mortgage lender. Not everyone will qualify for a government insured mortgage. FHA Home Loan Services cannot guarantee all loans will be made or whether all loan applications will be approved by the investing bank.
This is not a commitment for a FHA house loan or an advertisement for credit as defined by paragraph 226.24 of regulation Z.
©2008 FHA Home Loan Services - All Rights Reserved - Disclaimers