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Buying a Home with FHA Loans

There are several types of home loans offered with FHA for buying a home. FHA requires that home loans be for owner occupied properties. The Federal Housing Administration was created to help American borrowers buy a home with a FHA loan at a great interest rate. This government program help people get financing with little down and they even present bad credit mortgage loans for borrowers who have some issues on their credit report.

FHA Home Loan Services provides competitive mortgage financing for first time homebuyers and people who have credit or financial challenges.

We are a loan company who prides itself in offering reduced lender costs for our government purchase transactions. In most cases, FHA only requires 3% down for getting into a new home.

Choose Type of Loan

Finance a new home or get help buying a foreclosed property with an affordable mortgage from FHA Home Loan Services.

FHA Home Purchase Loans
First Time Homebuyer FHA Loans
Teacher Next Door Loans
CHFA Loans

Lowest Rate Home Buying Ever!
FHA Interest Rates dipped even lower than conforming rates in 2012, but with the economy and inflation concerns, mortgage rates will likely rise sooner than later.

Cash Out Loans with FHA


Fixed Rate Home Purchase Loans with Low Payments for 1st Time Homebuyers

Ask your accountant or financial advisors what type of interest rate they recommend for your home mortgage. In a recent survey, ten out of ten financial advisors recommended their clients borrow money with a fixed mortgage rate. These days, everyone wants to know they have a monthly payment that they can afford. FHA home buying is even more attractive because there is no penalty for refinancing or for paying the loan off early.


15-Year FHA Rates | 30-Year FHA Rates | 5-Year ARM Rates
All FHA mortgage products are provided by FHA Home Loan Services, which may arrange loans with third party providers. FHA Home Loan Services is national mortgage lender. Not everyone will qualify for a government insured mortgage. FHA Home Loan Services cannot guarantee all loans will be made or whether all loan applications will be approved by the investing bank.
This is not a commitment for a FHA house loan or an advertisement for credit as defined by paragraph 226.24 of regulation Z.
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