Home Loan Type
Postal Code
Property Value
Mortgage Balance
Credit Rating
Full Name
Preferred Phone Number
By clicking "Submit" I am consenting to have my information shared with one to three lenders or brokers and to be contacted by each of them by telephone or email, even if I have previously listed myself on any corporate, state or federal do not call list.

15-Year FHA Rates

15-Year FHA Rates

Many homeowners have changed their financing strategies from the 30-year to the fixed 15-year mortgage insured by the Federal Housing Administration. Did you know that choosing a fifteen-year mortgage could save you hundreds of dollars a month by eliminating the monthly insurance payment required on government loans? The FHA does not require mortgage insurance premium if a borrower is below 90% loan to value on the 15-year FHA mortgage rate. With this amortization schedule, borrowers would make 180 fixed payments, but there is no penalty for refinancing or paying the loan off early.

HSH and Zillow reported the average 15-year FHA rate was 2.625% last week.

Choose Type of FHA Loan

15-Year FHA interest rates provide homeowners with a clear path to own their home’s outright.


Why not get locked into a mortgage with a rate below 3% if you could own your home in fifteen years? This year we have seen the lowest 15-year FHA loan rates that have ever been recorded. We have seen thousands of people choose this term because it is affordable and fiscally responsible.

The Federal Housing Administration provides a variety of fixed rate terms.
30-Year FHA Rates 15-Year FHA Rates 5-Year ARM Rates



Pre-Approval Mortgage | Energy Efficient Loans with FHA | Condominium Loans
All FHA products are provided by FHA Home Loan Services, which may arrange loans with third party providers. FHLS is national lender. Not everyone will qualify for a government insured mortgage. FHLS cannot guarantee all loans will be made or whether all loan applications will be approved by the investing bank. This is not a commitment for a FHA house loan or an advertisement for credit as defined by paragraph 226.24 of regulation Z.
©2012 FHA Home Loan Services - All Rights Reserved